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What Do Closing Costs in Utah Look Like?


Closing costs in Utah are typically separated between buyer and seller. Each is responsible for their own closing costs.

A seller is responsible for presenting a clean title to the new buyer. You’ll provide a title insurance policy. Additionally, you’ll pay small fees for title transfers or preparation of taxes from when you owned the property.

For buyers, closing costs are typically between 2% and 5%. It’s ultimately dependent on your loan situation and different fees. These fees usually include your appraisal, loan origination, priming your escrow account for property taxes, and anything applicable for HOA.


If you can pay your own closing costs, I highly recommend doing so.


The market is so hot! As a buyer, be careful about asking for closing costs in the loan or as part of the purchase. Oftentimes, your bid won’t be as strong as one that doesn’t ask for closing costs. Ideally, if you can pay your own closing costs, I highly recommend doing so. You can also increase your interest rate by .25%. The lender can then build the closing costs into your loan. Your offer is clean and you won’t ask for closing costs, especially if you don’t have the money to pay for them.

If you have any questions about buying or selling a home in the surrounding area, reach out to me. I’m available by phone or email. I’d be happy to talk!

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